Category: Personal Finance
-
How to Build Credit Without Falling into Debt
How to Build Credit Without Falling into Debt When I was beginning my journey into adulthood, I did not understand the importance of building credit. A lack of credit made it difficult to buy a vehicle. Not having a vehicle meant not being able to get to work or school. The vehicle replacement options were:… Read more
-
Tracking your Spending: Why You Need a Budget
Why you need a budget? Managing money can be a challenging especially when it comes to personal finances. This task has been and still is a challenge for me, but it is not an impossible task. The first step to personal finance management is to create a budget to fit your needs. Your budget will… Read more